| |
| |
|
Home Improvement Information |
|
|
|
Log Homes - Is a Log Home In Your Future?
Many people dream about a log home in their future but never get around to making their dream come true. Here's how to get past the hurdles and start living your dream. Finances are one of the most common reasons many people never live their log home dreams. The reasons may only be perceived or they may be real. But even if real, it may be possible to overcome the obstacles. First, you'll have to decide on a basic floorplan and house size. Selecting one of the standard plans from a log home company's portfolio simplifies this process. The company can tell you the price of the log "kit" and may be able to give you a "turn-key" estimate for the finished house. If not, you can make a very rough estimate by assuming that the final turn-key cost will be between two and three times the cost of the kit. This estimate does not account for the cost of land. Understand that this is simply a crude way of approximating the cost of the home of your dreams. The objective is to determine if you are even in the ballpark of a cost that you can afford. Consider the home that you now live in and what price it might bring if you sell. Subtract the amount you still owe on your mortgage plus real estate commissions to determine your equity. This equity can be applied to the purchase of your log home as a down payment, or used to purchase land. Also consider any savings, investments, or inheritance funds you have that might be applied. Use an online calculator or visit a bank to determine how much you might be able to borrow. This will depend on your current income and debt load. Most lenders use a formula that limits your future mortgage payment, plus taxes and insurance, plus your existing debt load (credit cards, car payments, etc.) to 36% of your gross income. This determines your maximum mortgage amount. Add your down payment and you'll get the amount you can afford to spend on your dream home. If you find that your dream home is affordable, great. If not, you might be able to scale back on your home plans or find additional funds, or both. Sometimes, simply waiting a few years solves the problem. Often, when you have a dream and are committed to it, you will be able to find solutions through sheer determination. Al Hearn is owner and operator of Log Home Advisor (http://www.LogHomeAdvisor.com) where log home enthusiasts can find helpful information, advice, cost calculators, and affordability calculators.
MORE RESOURCES: Warning: set_time_limit() [function.set-time-limit]: Cannot set time limit in safe mode in /home/ayispaxm/public_html/homes/inc/rss.inc on line 8
Google News |
|
|
|
RELATED ARTICLES
Choosing The Right Window When you have reached the decision to purchase new windows for your home, be sure you choose the right windows to suit your needs. Determine the reason why you are replacing your windows. Choosing a Vinyl Replacement Window Contractor Whenever I write an article, it's usually tailored to the do-it-yourself homeowner to help them save some money on the high cost of labor these days. This article is for the "not so handy" homeowner who wants to have new vinyl windows installed in their home. Is a Hot Tub for You? Top 5 Questions You Need to Answer As a way of relaxing, more and more people are adding a hot tub to their home. Not only are hot tubs relaxing but they also offer tremendous benefit for people of all ages. Home Is Where The Heart Is Every one lives in a house but every house is not a home. A house is a shelter made of bricks, wood or any other material. Shopping For Carpet The allure of carpet lays not only its soft and luxurious texture, but also in its ability to enhance and match any décor. It is suited to both formal and casual environments, while offering a palette of colors that cannot be found in any other flooring material. Mexico: Who Farted? Do you have embarrassing gas problems? Do you find this problem creeping up on you when you least expect it? I bet not.If you have lived in the United States all your life, I bet you've never seen a gas main or line and have just taken it on faith that it is there pumping gas into your house. A Guide to Commercial Steel Buildings Commercial steel buildings are prefabricated and custom-designed for use as offices, stores, distribution centers, freight terminals, service stations, aircraft hangers, commercial garages and more. Since they can be molded into a range of shapes and sizes, steel buildings are finding applications in most any industry imaginable. Area Rug Buyers Guide When you begin decorating your home there are some important factors to consider. Your floors will usually be the foundation for your design. Mexican Artisans Promote the Use of Recycled Copper in the Fabrication of Their World Famous Copper For many years copper has been the main raw material used by the Mexican artisans of Santa Clara del Cobre for the fabrication of their beautiful artisan items. Originally artisans relied on the natural supply of copper of their lands for the fabrication of their items. Spring Deck Prep Tips It's finally spring! Time to move out the patio furniture and get ready to enjoy the great outdoors.But, before you do, make sure you clean, restore and protect your deck so you can get the most out of it during the spring and summer months ahead. Using Colors in Your Room Colors play an important part in your Home Decor process. Colors are what give life and personality to your room. Remodeling Online Remodeling PlansMaking remodeling plans for a house helps you to ensure that your home meets all your needs. It also adds value to your home in the long term. Laminate Flooring Is Attractive And Long Lasting Laminate flooring is perfect for people who want to install a floor covering that is easy to install and combines the rich look of hardwood with the easy care of a laminate counter top. Laminate floors that have been constantly gaining popularity since their creation a few years ago. How to Layout Recessed Lighting One of the most important principles to understand when designing a recessed lighting layout is beam angle. In recessed cans, the light is produced in the shape of a cone. Kitchen Remodeling Guide A kitchen can make or ruin a family life. A badly designed, ill-equipped and cluttered kitchen is likely to affect the peace of mind of an otherwise happy couple. Poster, Print or Painting - Where Are You Going To Put It? If you are redesigning or decorating a room, or house, care has to be taken where your piece of art is to be displayed. Even if you have bought a picture on impulse there are a few tips that will not only enhance the picture but its surroundings. An Overview of Aluminium, Plastic and Timber Conservatories Conservatories remain a popular accoutrement and attachment to homes throughout the United Kingdom and the world in the 21st century. Around for over three hundred years, conservatories work to provide a lovely transition between the main residence and the natural surroundings abutting the home. Apartment Inspection Checklist You have found an apartment you like and you are eager to move in this lovely place. Hold on! Before you sign the lease with the landlord, some inspection is necessary and it might save you a lot of trouble. FAQs About Using Stone In Your Home 1. Q. Colors: Their Connotations and Perceived Meanings Throughout the ages, colors have been used to evoke certain emotions, and an examination of the history of color offers fascinating insights into the human condition, as well as showing how different cultures have developed different attitudes about color. Here are a few examples of what various colors have come to represent over the years:RedRed has traditionally been associated with courage and love in Western culture, but in China, red is the color of happiness and good fortune.
|
| home | site map |
| © 2006 |
